IB International Bank International money, compared.

Receive USD Payments in the UK

UK companies selling to American customers often need an efficient way to receive US-dollar revenue.

The key question is not simply whether a provider supports USD. Businesses should understand how the customer sends the payment, where the payment is received, whether dollars can remain as dollars and what happens when the business eventually converts those funds to sterling.

Commercial disclosure: We may receive compensation from partner links. Suitability is based on structured editorial criteria, not commission.
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Airwallex

Source checkedReviewed 1 Sep 2026
AccountMultiReceiveTransferFx

Airwallex publishes Global Accounts, multi-currency wallet, FX, payments, cards and API capabilities for businesses, with coverage varying by region.

Protection contextAirwallex protection varies by jurisdiction. Its official guidance describes safeguarding or trust/segregation arrangements for customer funds under the applicable licensed entity.
What to check before applying

Regional availability and supported account features vary by customer location and product; verify current eligibility and pricing directly with Airwallex.

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    Eligibility, protection arrangements and pricing can vary by legal entity, country and product. Confirm current terms with the provider.

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    CurrencyFair

    Source checkedReviewed 1 Sep 2026
    ReceiveTransferFxSuppliers

    Business cross-border payments, overseas invoice/supplier payments and international receiving are explicitly published.

    Protection contextCurrencyFair is authorised by the Central Bank of Ireland as a Payment Institution. Its terms distinguish operational segregation from statutory safeguarding, which applies to relevant payment-service funds.
    What to check before applying

    We do not infer exact supported-currency eligibility from marketing totals. Verify supported currencies, jurisdiction and current pricing directly.

      Visit CurrencyFairFull review →

      Eligibility, protection arrangements and pricing can vary by legal entity, country and product. Confirm current terms with the provider.

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      OFX

      Source checkedReviewed 1 Sep 2026
      AccountReceiveTransferMultiFx

      Global Business Account with 30+ currencies; published local account details for GBP, EUR, USD and CAD; international payments and corporate-card capability.

      Protection contextOFX UK states it is an FCA-regulated electronic money institution and uses safeguarding for relevant customer funds, keeping safeguarded funds separate from its other bank accounts.
      What to check before applying

      OFX describes the Global Business Account as a non-bank payment facility; product availability and restricted currencies must be checked for the customer jurisdiction.

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        Eligibility, protection arrangements and pricing can vary by legal entity, country and product. Confirm current terms with the provider.

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        Revolut Business

        Source checkedReviewed 1 Sep 2026
        AccountReceiveTransferMultiFx

        Business multi-currency accounts; published support for holding, sending and receiving across 30+ supported currencies; cards and international transfers.

        Protection contextProtection depends on the Revolut entity and product. Revolut Portugal states eligible Revolut Bank UAB deposits are covered by the Lithuanian deposit-insurance scheme, subject to eligibility and limits.
        What to check before applying

        Eligibility, plan pricing, transfer availability and exact local account details vary by country and plan. Verify directly before applying.

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          Eligibility, protection arrangements and pricing can vary by legal entity, country and product. Confirm current terms with the provider.

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          Revolut Personal

          Source checkedReviewed 4 Sep 2026
          Full review →

          Eligibility, protection arrangements and pricing can vary by legal entity, country and product. Confirm current terms with the provider.

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          Wise

          Source checkedReviewed 1 Sep 2026
          AccountMultiReceiveTransferFx

          Wise publishes business features for sending, receiving, holding and spending in multiple currencies, including batch payments and business integrations.

          Protection contextWise is not a bank. Customer-fund protection varies by entity; Wise publishes safeguarding arrangements that keep customer money separate from operating money.
          What to check before applying

          Feature availability, account details, fees and business eligibility vary by region and customer circumstances; verify current availability directly with Wise.

            Visit WiseFull review →

            Eligibility, protection arrangements and pricing can vary by legal entity, country and product. Confirm current terms with the provider.

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            WorldFirst

            Source checkedReviewed 1 Sep 2026
            AccountReceiveTransferMultiFx

            Business-focused multi-currency account and World Card ecosystem. Published World Account balances include a defined set of major currencies.

            Protection contextWorldFirst states customer funds are kept separate from operating funds in line with local regulatory requirements; the applicable entity and protection should be checked for the customer jurisdiction.
            What to check before applying

            Currency and card availability varies by client domicile; MYR restrictions are specifically documented for some regions. Verify eligibility and exact account capabilities.

              Visit WorldFirstFull review →

              Eligibility, protection arrangements and pricing can vary by legal entity, country and product. Confirm current terms with the provider.

              Questions to ask before choosing a provider

              • Can your UK company use the service?
              • Can it hold a USD balance?
              • Are USD receiving details available?
              • How can an American customer make the payment?
              • Are incoming USD payments charged?
              • What does USD-to-GBP conversion cost?
              • Can USD be used directly for US-dollar expenses?

              Avoid unnecessary currency conversion

              If a company earns dollars and also pays some suppliers or contractors in dollars, holding part of its revenue in USD may reduce the need to convert USD to GBP and later convert GBP back to USD.

              Compare the converted amount

              For businesses converting substantial monthly revenue, compare the actual GBP amount generated by the same USD source amount rather than comparing only a headline transfer fee.

              Compare USD business account considerations →

              Read our USD to GBP transfer guide →

              Compare international accounts