:root {
    --bg: #f6f8fb;
    --surface: #ffffff;
    --text: #111827;
    --muted: #5f6b7a;
    --border: #dfe5ec;
    --accent: #0c5cff;
    --accent-dark: #0843bc;
    --dark: #081325;
    --radius: 18px;
    --shadow: 0 18px 50px rgba(17, 24, 39, .08);
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    background: var(--bg);
    color: var(--text);
    font-family:
        Inter,
        -apple-system,
        BlinkMacSystemFont,
        "Segoe UI",
        sans-serif;
    line-height: 1.6;
}

a {
    color: inherit;
}

.container {
    width: min(1180px, calc(100% - 40px));
    margin: 0 auto;
}

.content-width {
    max-width: 850px;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    border-bottom: 1px solid rgba(17,24,39,.07);
    background: rgba(255,255,255,.94);
    backdrop-filter: blur(18px);
}

.header-inner {
    min-height: 78px;
    display: flex;
    align-items: center;
    gap: 28px;
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    margin-right: auto;
}

.brand-mark {
    width: 42px;
    height: 42px;
    display: grid;
    place-items: center;
    border-radius: 12px;
    background: var(--dark);
    color: white;
    font-weight: 800;
}

.brand-text {
    display: flex;
    flex-direction: column;
    line-height: 1.15;
}

.brand-text strong {
    font-size: 17px;
}

.brand-text small {
    margin-top: 4px;
    color: var(--muted);
    font-size: 11px;
}

.main-nav ul {
    display: flex;
    align-items: center;
    gap: 24px;
    list-style: none;
    padding: 0;
    margin: 0;
}

.main-nav a {
    text-decoration: none;
    font-size: 14px;
    font-weight: 600;
}

.button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    padding: 13px 20px;
    text-decoration: none;
    background: var(--accent);
    color: white;
    font-weight: 750;
    transition: .2s ease;
}

.button:hover {
    background: var(--accent-dark);
    transform: translateY(-1px);
}

.button-small {
    padding: 10px 16px;
    font-size: 14px;
}

.button-large {
    padding: 15px 24px;
}

.button-light {
    background: white;
    color: var(--dark);
}

.hero {
    padding: 90px 0;
    background:
        radial-gradient(circle at 80% 20%, rgba(12,92,255,.13), transparent 28%),
        linear-gradient(180deg, #ffffff 0%, #f6f8fb 100%);
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.1fr .9fr;
    gap: 75px;
    align-items: center;
}

.eyebrow {
    display: inline-block;
    margin-bottom: 16px;
    font-size: 12px;
    letter-spacing: .14em;
    font-weight: 800;
    color: var(--accent);
}

.hero h1 {
    margin: 0;
    max-width: 760px;
    font-size: clamp(42px, 6vw, 70px);
    line-height: 1.02;
    letter-spacing: -.045em;
}

.hero-lead {
    max-width: 670px;
    margin: 25px 0 0;
    color: var(--muted);
    font-size: 20px;
}

.hero-actions {
    display: flex;
    gap: 22px;
    align-items: center;
    margin-top: 32px;
}

.button-link {
    font-weight: 700;
    text-decoration: none;
}

.trust-line {
    margin-top: 28px;
    color: var(--muted);
    font-size: 13px;
}

.finder-card {
    padding: 30px;
    border: 1px solid var(--border);
    border-radius: 24px;
    background: white;
    box-shadow: var(--shadow);
}

.finder-card h2 {
    margin-top: 0;
}

.finder-options {
    display: grid;
    gap: 10px;
}

.finder-options a {
    display: flex;
    flex-direction: column;
    padding: 16px;
    border: 1px solid var(--border);
    border-radius: 12px;
    text-decoration: none;
    transition: .2s ease;
}

.finder-options a:hover {
    border-color: var(--accent);
    transform: translateX(2px);
}

.finder-options span {
    margin-top: 3px;
    color: var(--muted);
    font-size: 13px;
}

.section {
    padding: 78px 0;
}

.section-heading {
    max-width: 700px;
    margin-bottom: 35px;
}

.section-heading h2,
.business-callout h2 {
    margin: 0;
    font-size: clamp(32px, 4vw, 48px);
    letter-spacing: -.03em;
    line-height: 1.1;
}

.section-heading p {
    color: var(--muted);
    font-size: 18px;
}

.cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.feature-card {
    padding: 28px;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    background: var(--surface);
    text-decoration: none;
    transition: .2s ease;
}

.feature-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow);
}

.card-icon {
    color: var(--accent);
    font-weight: 800;
}

.feature-card h3 {
    margin-top: 18px;
    font-size: 21px;
}

.feature-card p {
    color: var(--muted);
}

.card-link {
    display: block;
    margin-top: 20px;
    color: var(--accent);
    font-weight: 700;
}

.section-dark {
    background: var(--dark);
    color: white;
}

.eyebrow-light {
    color: #8ab4ff;
}

.business-callout {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 50px;
}

.business-callout > div {
    max-width: 720px;
}

.business-callout p {
    color: #bac4d4;
    font-size: 18px;
}

.steps {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 25px;
}

.steps > div {
    padding: 25px 0;
}

.steps strong {
    display: grid;
    width: 42px;
    height: 42px;
    place-items: center;
    border-radius: 50%;
    background: #e8efff;
    color: var(--accent);
}

.steps p {
    color: var(--muted);
}

.disclosure-section {
    border-top: 1px solid var(--border);
    background: white;
}

.site-footer {
    padding: 60px 0 25px;
    background: #050c17;
    color: #d5dce6;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
}

.footer-grid p {
    color: #9ba8b8;
}

.footer-bottom {
    margin-top: 40px;
    padding-top: 25px;
    border-top: 1px solid #1c2736;
    display: flex;
    justify-content: space-between;
    gap: 25px;
    font-size: 13px;
    color: #8795a7;
}

.footer-bottom ul {
    list-style: none;
    display: flex;
    flex-wrap: wrap;
    gap: 18px;
    margin: 0;
    padding: 0;
}

.footer-bottom a {
    text-decoration: none;
}

article h1 {
    font-size: clamp(38px,5vw,58px);
    line-height: 1.05;
    letter-spacing: -.04em;
}

article h2 {
    margin-top: 45px;
}

article p,
article li {
    font-size: 17px;
}

@media (max-width: 900px) {

    .main-nav {
        display: none;
    }

    .hero {
        padding: 60px 0;
    }

    .hero-grid,
    .cards,
    .steps,
    .footer-grid {
        grid-template-columns: 1fr;
    }

    .hero-grid {
        gap: 40px;
    }

    .business-callout {
        align-items: flex-start;
        flex-direction: column;
    }

}

@media (max-width: 600px) {

    .container {
        width: min(100% - 28px, 1180px);
    }

    .brand-text small {
        display: none;
    }

    .header-inner > .button {
        display: none;
    }

    .hero h1 {
        font-size: 43px;
    }

    .hero-actions {
        align-items: flex-start;
        flex-direction: column;
    }

}


/* ==========================================================
   INTERNATIONAL BANK V2
   ========================================================== */

.page-hero {
    padding: 55px 0 35px;
    background:
        radial-gradient(circle at 90% 0%, rgba(12,92,255,.08), transparent 28%),
        #fff;
    border-bottom: 1px solid var(--border);
}

.page-hero h1 {
    margin: 20px 0 0;
    font-size: clamp(40px, 5vw, 62px);
    line-height: 1.04;
    letter-spacing: -.045em;
}

.page-lead {
    max-width: 760px;
    margin: 20px 0 0;
    color: var(--muted);
    font-size: 20px;
}

.breadcrumbs {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    color: var(--muted);
    font-size: 13px;
}

.breadcrumbs a {
    color: var(--muted);
    text-decoration: none;
}

.editorial-content h2 {
    margin-top: 52px;
    margin-bottom: 14px;
    font-size: 32px;
    line-height: 1.15;
    letter-spacing: -.025em;
}

.editorial-content h3 {
    margin-top: 34px;
    font-size: 23px;
}

.editorial-content p,
.editorial-content li {
    font-size: 17px;
}

.editorial-content p {
    margin: 0 0 22px;
}

.editorial-content li {
    margin-bottom: 9px;
}

.editorial-content a:not(.button) {
    color: var(--accent);
    text-underline-offset: 3px;
}

.ib-disclosure {
    margin: 25px 0;
    padding: 16px 18px;
    border: 1px solid #cddaf7;
    border-radius: 12px;
    background: #f4f7ff;
    font-size: 14px;
}

.ib-provider-grid {
    display: grid;
    grid-template-columns: repeat(2,1fr);
    gap: 20px;
    margin: 30px 0;
}

.ib-provider-card {
    padding: 28px;
    border: 1px solid var(--border);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 12px 32px rgba(17,24,39,.05);
}

.ib-provider-heading {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 15px;
}

.ib-provider-heading h3 {
    margin: 0;
    font-size: 26px;
}

.ib-provider-heading span {
    color: var(--muted);
    font-size: 12px;
}

.ib-provider-card ul {
    padding-left: 20px;
    margin-bottom: 25px;
}

.ib-partner-pending {
    display: inline-block;
    padding: 10px 13px;
    border-radius: 8px;
    background: #eef1f5;
    color: var(--muted);
    font-size: 13px;
    font-weight: 700;
}

.ib-small-print {
    color: var(--muted);
    font-size: 13px !important;
}

.ib-tool {
    margin: 30px 0;
    padding: 30px;
    border: 1px solid var(--border);
    border-radius: 20px;
    background: #fff;
    box-shadow: var(--shadow);
}

.ib-tool form {
    display: grid;
    gap: 18px;
}

.ib-tool label {
    display: grid;
    gap: 7px;
    color: var(--text);
    font-weight: 700;
}

.ib-tool select,
.ib-tool input {
    width: 100%;
    min-height: 48px;
    padding: 10px 12px;
    border: 1px solid var(--border);
    border-radius: 9px;
    background: #fff;
    font: inherit;
}

.ib-tool button {
    border: 0;
    cursor: pointer;
}

#ib-finder-result {
    margin-top: 25px;
    padding: 20px;
    border-radius: 12px;
    background: #f5f8ff;
}

.ib-calculator-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 15px;
    margin: 22px 0;
}

.ib-result {
    margin-top: 22px;
}

.ib-result-number {
    margin: 8px 0;
    font-size: 38px;
    font-weight: 800;
    letter-spacing: -.03em;
}

.section-soft {
    background: #eef3f9;
}

.cards.four {
    grid-template-columns: repeat(4,1fr);
}

.callout-links {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.button-outline {
    border: 1px solid rgba(255,255,255,.35);
    background: transparent;
    color: #fff;
}

.footer-brand {
    margin-bottom: 15px;
    color: #fff;
    font-size: 22px;
    font-weight: 800;
}

@media (max-width: 950px) {

    .cards.four {
        grid-template-columns: repeat(2,1fr);
    }

}

@media (max-width: 700px) {

    .ib-provider-grid,
    .ib-calculator-grid,
    .cards.four {
        grid-template-columns: 1fr;
    }

    .ib-provider-heading {
        align-items: flex-start;
        flex-direction: column;
    }

}


/* ==========================================================
   INTERNATIONAL BANK V2
   ========================================================== */

.page-hero {
    padding: 55px 0 35px;
    background:
        radial-gradient(circle at 90% 0%, rgba(12,92,255,.08), transparent 28%),
        #fff;
    border-bottom: 1px solid var(--border);
}

.page-hero h1 {
    margin: 20px 0 0;
    font-size: clamp(40px, 5vw, 62px);
    line-height: 1.04;
    letter-spacing: -.045em;
}

.page-lead {
    max-width: 760px;
    margin: 20px 0 0;
    color: var(--muted);
    font-size: 20px;
}

.breadcrumbs {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    color: var(--muted);
    font-size: 13px;
}

.breadcrumbs a {
    color: var(--muted);
    text-decoration: none;
}

.editorial-content h2 {
    margin-top: 52px;
    margin-bottom: 14px;
    font-size: 32px;
    line-height: 1.15;
    letter-spacing: -.025em;
}

.editorial-content h3 {
    margin-top: 34px;
    font-size: 23px;
}

.editorial-content p,
.editorial-content li {
    font-size: 17px;
}

.editorial-content p {
    margin: 0 0 22px;
}

.editorial-content li {
    margin-bottom: 9px;
}

.editorial-content a:not(.button) {
    color: var(--accent);
    text-underline-offset: 3px;
}

.ib-disclosure {
    margin: 25px 0;
    padding: 16px 18px;
    border: 1px solid #cddaf7;
    border-radius: 12px;
    background: #f4f7ff;
    font-size: 14px;
}

.ib-provider-grid {
    display: grid;
    grid-template-columns: repeat(2,1fr);
    gap: 20px;
    margin: 30px 0;
}

.ib-provider-card {
    padding: 28px;
    border: 1px solid var(--border);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 12px 32px rgba(17,24,39,.05);
}

.ib-provider-heading {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 15px;
}

.ib-provider-heading h3 {
    margin: 0;
    font-size: 26px;
}

.ib-provider-heading span {
    color: var(--muted);
    font-size: 12px;
}

.ib-provider-card ul {
    padding-left: 20px;
    margin-bottom: 25px;
}

.ib-partner-pending {
    display: inline-block;
    padding: 10px 13px;
    border-radius: 8px;
    background: #eef1f5;
    color: var(--muted);
    font-size: 13px;
    font-weight: 700;
}

.ib-small-print {
    color: var(--muted);
    font-size: 13px !important;
}

.ib-tool {
    margin: 30px 0;
    padding: 30px;
    border: 1px solid var(--border);
    border-radius: 20px;
    background: #fff;
    box-shadow: var(--shadow);
}

.ib-tool form {
    display: grid;
    gap: 18px;
}

.ib-tool label {
    display: grid;
    gap: 7px;
    color: var(--text);
    font-weight: 700;
}

.ib-tool select,
.ib-tool input {
    width: 100%;
    min-height: 48px;
    padding: 10px 12px;
    border: 1px solid var(--border);
    border-radius: 9px;
    background: #fff;
    font: inherit;
}

.ib-tool button {
    border: 0;
    cursor: pointer;
}

#ib-finder-result {
    margin-top: 25px;
    padding: 20px;
    border-radius: 12px;
    background: #f5f8ff;
}

.ib-calculator-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 15px;
    margin: 22px 0;
}

.ib-result {
    margin-top: 22px;
}

.ib-result-number {
    margin: 8px 0;
    font-size: 38px;
    font-weight: 800;
    letter-spacing: -.03em;
}

.section-soft {
    background: #eef3f9;
}

.cards.four {
    grid-template-columns: repeat(4,1fr);
}

.callout-links {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.button-outline {
    border: 1px solid rgba(255,255,255,.35);
    background: transparent;
    color: #fff;
}

.footer-brand {
    margin-bottom: 15px;
    color: #fff;
    font-size: 22px;
    font-weight: 800;
}

@media (max-width: 950px) {

    .cards.four {
        grid-template-columns: repeat(2,1fr);
    }

}

@media (max-width: 700px) {

    .ib-provider-grid,
    .ib-calculator-grid,
    .cards.four {
        grid-template-columns: 1fr;
    }

    .ib-provider-heading {
        align-items: flex-start;
        flex-direction: column;
    }

}


/* ==========================================================
   V3 PREMIUM FINTECH POLISH
   ========================================================== */

::selection {
    background: #0c5cff;
    color: #fff;
}

.site-header {
    box-shadow: 0 1px 18px rgba(9, 18, 35, .035);
}

.main-nav a {
    position: relative;
    transition:
        color .18s ease,
        opacity .18s ease;
}

.main-nav a:hover {
    color: var(--accent);
}

.hero-copy h1 {
    max-width: 800px;
}

.finder-card {
    position: relative;
    overflow: hidden;
}

.finder-card::before {
    position: absolute;
    content: "";
    width: 180px;
    height: 180px;
    top: -100px;
    right: -100px;
    border-radius: 50%;
    background: rgba(12, 92, 255, .07);
}

.feature-card {
    position: relative;
    overflow: hidden;
}

.feature-card::after {
    position: absolute;
    content: "→";
    right: 22px;
    bottom: 18px;
    opacity: 0;
    transform: translateX(-8px);
    color: var(--accent);
    font-size: 22px;
    transition: .2s ease;
}

.feature-card:hover::after {
    opacity: 1;
    transform: translateX(0);
}

.editorial-content > p:first-of-type {
    font-size: 19px;
    line-height: 1.72;
}

.editorial-content blockquote {
    margin: 35px 0;
    padding: 20px 24px;
    border-left: 4px solid var(--accent);
    background: #f5f8ff;
    border-radius: 0 12px 12px 0;
}

.editorial-content table {
    width: 100%;
    margin: 30px 0;
    border-collapse: collapse;
    background: #fff;
    border-radius: 12px;
    overflow: hidden;
}

.editorial-content th,
.editorial-content td {
    padding: 14px;
    border: 1px solid var(--border);
    text-align: left;
}

.editorial-content th {
    background: #f4f7fb;
}

.ib-provider-card {
    transition:
        transform .2s ease,
        box-shadow .2s ease,
        border-color .2s ease;
}

.ib-provider-card:hover {
    transform: translateY(-3px);
    border-color: #c8d6ef;
    box-shadow: 0 20px 50px rgba(17,24,39,.09);
}

.ib-provider-card .button {
    width: 100%;
    margin-top: 8px;
}

.ib-disclosure {
    line-height: 1.55;
}

.button {
    box-shadow: 0 5px 16px rgba(12,92,255,.17);
}

.button:hover {
    box-shadow: 0 8px 20px rgba(12,92,255,.22);
}

.site-footer a:hover {
    color: #fff;
}

.ib-mobile-compare {
    display: none;
}

@media (max-width: 700px) {

    body {
        padding-bottom: 72px;
    }

    .ib-mobile-compare {
        position: fixed;
        z-index: 9999;
        display: flex;
        left: 12px;
        right: 12px;
        bottom: 10px;
        min-height: 52px;
        align-items: center;
        justify-content: center;
        border-radius: 12px;
        background: #0c5cff;
        color: #fff;
        text-decoration: none;
        font-weight: 800;
        box-shadow: 0 14px 40px rgba(0,0,0,.25);
    }

}

/* ==========================================================
   V5 PRODUCT EXPERIENCE
   ========================================================== */
.hero-v5 { padding-bottom: 70px; }
.money-preview { padding: 30px; border: 1px solid var(--border); border-radius: 24px; background: rgba(255,255,255,.92); box-shadow: var(--shadow); }
.money-flow { display: grid; grid-template-columns: 1fr auto 1fr; gap: 10px 14px; align-items: center; margin-top: 10px; }
.money-flow span { color: var(--muted); font-size: 13px; }
.money-flow strong { font-size: 19px; }
.money-flow i { grid-column: 2; color: var(--accent); font-style: normal; }
.money-preview-note { margin-top: 20px; padding-top: 18px; border-top: 1px solid var(--border); color: var(--muted); font-size: 14px; }
.section-tight { padding-top: 28px; }
.ib-decision-shell,.ib-tool,.ib-dashboard,.ib-alert-box,.ib-stack,.ib-ai-shell { padding: clamp(24px,4vw,42px); border: 1px solid var(--border); border-radius: 24px; background: var(--surface); box-shadow: var(--shadow); }
.ib-tool-heading { max-width: 760px; margin-bottom: 26px; }
.ib-tool-heading h2,.ib-stack h2,.ib-ai-shell h2 { margin: 0 0 10px; font-size: clamp(30px,4vw,46px); letter-spacing: -.03em; line-height: 1.08; }
.ib-form-grid,.ib-calculator-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 18px; margin-bottom: 22px; }
.ib-form-grid label,.ib-calculator-grid label,.ib-alert-box label { display: grid; gap: 7px; color: var(--muted); font-size: 13px; font-weight: 700; }
.ib-form-grid select,.ib-calculator-grid input,.ib-alert-box input,.ib-alert-box select,.ib-alert-box textarea,.ib-ai-shell textarea { width: 100%; min-height: 50px; padding: 11px 13px; border: 1px solid var(--border); border-radius: 11px; background: #fff; color: var(--text); font: inherit; }
.ib-alert-box textarea,.ib-ai-shell textarea { min-height: 120px; resize: vertical; }
.button-secondary { background: #e9eef8; color: var(--dark); }
.button-secondary:hover { background: #dce5f4; }
.ib-finder-result { margin-top: 28px; padding-top: 28px; border-top: 1px solid var(--border); }
.ib-requirements { display: flex; flex-direction: column; gap: 5px; padding: 16px 18px; border-radius: 14px; background: #f0f5ff; margin-bottom: 20px; }
.ib-requirements span { color: var(--muted); }
.ib-results-grid { display: grid; gap: 14px; }
.ib-result-card { display: grid; grid-template-columns: 46px 1fr; gap: 15px; padding: 20px; border: 1px solid var(--border); border-radius: 16px; }
.ib-result-rank { width: 40px; height: 40px; display: grid; place-items: center; border-radius: 12px; background: var(--dark); color: white; font-weight: 800; }
.ib-result-card h3 { margin: 5px 0 8px; }
.ib-result-card ul { margin: 8px 0; padding-left: 20px; }
.ib-match-badge { display: inline-flex; padding: 4px 8px; border-radius: 999px; background: #e8f0ff; color: var(--accent-dark); font-size: 11px; font-weight: 800; }
.ib-next-step,.ib-dashboard-actions,.ib-provider-actions,.callout-links { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; margin-top: 20px; }
.ib-empty-state { padding: 24px; border: 1px dashed #b7c1d0; border-radius: 16px; background: #fafbfd; }
.ib-provider-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 18px; margin-top: 18px; }
.ib-provider-card { padding: 24px; border: 1px solid var(--border); border-radius: 18px; background: #fff; }
.ib-provider-heading { display: flex; justify-content: space-between; gap: 20px; align-items: flex-start; }
.ib-provider-heading h3 { margin: 7px 0 0; font-size: 26px; }
.ib-provider-heading small,.ib-small-print { color: var(--muted); font-size: 12px; }
.ib-disclosure { padding: 14px 16px; border-left: 4px solid var(--accent); background: #eef4ff; }
.ib-partner-pending { display: inline-flex; padding: 10px 12px; border-radius: 9px; background: #f3f4f6; color: var(--muted); font-size: 13px; font-weight: 700; }
.ib-result { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 12px; margin-top: 20px; }
.ib-metric { padding: 18px; border-radius: 14px; background: #f5f7fb; }
.ib-metric small,.ib-profile-card small,.retention-panel small { display: block; color: var(--muted); }
.ib-metric strong { display: block; font-size: 27px; margin-top: 5px; }
.retention-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center; }
.retention-panel { display: grid; gap: 12px; }
.retention-panel > div { padding: 18px; border: 1px solid #233146; border-radius: 14px; background: #0c1a30; }
.retention-panel small { color: #92a1b6; }
.retention-panel strong { display: block; margin-top: 5px; }
.ib-profile-card { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 12px; margin-bottom: 20px; }
.ib-profile-card > div { padding: 18px; border-radius: 14px; background: #f5f7fb; }
.ib-profile-card strong { display: block; margin-top: 5px; text-transform: capitalize; }
.ib-stack-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 12px; margin: 24px 0; }
.ib-stack-grid > div { padding: 18px; border: 1px solid var(--border); border-radius: 14px; }
.ib-stack-grid strong,.ib-stack-grid span { display: block; }
.ib-stack-grid span { margin-top: 4px; color: var(--muted); font-size: 13px; }
.ib-alert-box form { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.ib-alert-box form label:last-of-type { grid-column: 1 / -1; }
.ib-ai-shell textarea { margin: 12px 0 14px; }
.cards.four { grid-template-columns: repeat(4,1fr); }

@media (max-width: 900px) {
  .ib-form-grid,.ib-calculator-grid,.ib-provider-grid,.retention-grid,.ib-stack-grid,.ib-profile-card,.cards.four { grid-template-columns: 1fr 1fr; }
  .money-preview { margin-top: 10px; }
}
@media (max-width: 620px) {
  .ib-form-grid,.ib-calculator-grid,.ib-provider-grid,.retention-grid,.ib-stack-grid,.ib-profile-card,.cards.four,.ib-alert-box form { grid-template-columns: 1fr; }
  .ib-alert-box form label:last-of-type { grid-column: auto; }
  .ib-result { grid-template-columns: 1fr; }
  .ib-result-card { grid-template-columns: 36px 1fr; padding: 16px; }
  .hero h1 { font-size: 42px; }
  .ib-decision-shell,.ib-tool,.ib-dashboard,.ib-alert-box,.ib-stack,.ib-ai-shell { padding: 20px; border-radius: 18px; }
}


/* ==========================================================
   V5.1 PROFESSIONAL HOMEPAGE UX
   ========================================================== */

.ib-home-intro {
    padding: 56px 0 26px;
    background:
        radial-gradient(
            circle at 85% 10%,
            rgba(12,92,255,.09),
            transparent 30%
        ),
        linear-gradient(
            180deg,
            #ffffff 0%,
            #f8faff 100%
        );
}

.ib-home-intro-inner {
    display: grid;
    grid-template-columns:
        minmax(0, 1fr)
        auto;
    align-items: end;
    gap: 44px;
}

.ib-home-intro-copy {
    max-width: 820px;
}

.ib-home-intro h1 {
    max-width: 800px;
    margin: 0;
    font-size: clamp(42px, 5.3vw, 68px);
    line-height: 1.01;
    letter-spacing: -.047em;
}

.ib-home-intro-copy > p {
    max-width: 760px;
    margin: 20px 0 0;
    color: var(--muted);
    font-size: 19px;
}

.ib-home-trust {
    display: grid;
    gap: 8px;
    padding-bottom: 8px;
    color: var(--muted);
    font-size: 12px;
    white-space: nowrap;
}

.ib-home-trust span::before {
    content: "✓";
    margin-right: 7px;
    color: var(--accent);
    font-weight: 900;
}

.ib-home-finder {
    padding: 22px 0 58px;
    background:
        linear-gradient(
            180deg,
            #f8faff 0%,
            var(--bg) 100%
        );
}

.ib-home-finder .ib-decision-shell {
    max-width: 1180px;
    margin: 0 auto;
}

.ib-home-finder .ib-tool-heading {
    margin-bottom: 22px;
}

.ib-home-finder .ib-tool-heading h2 {
    font-size: clamp(28px, 3vw, 40px);
}

.ib-home-finder .ib-form-grid {
    grid-template-columns:
        repeat(4, minmax(0,1fr));
    gap: 14px;
}

.ib-home-finder .ib-form-grid label {
    font-size: 12px;
}

.ib-home-finder .ib-form-grid select {
    min-height: 48px;
}

.site-header .main-nav {
    margin-left: auto;
}

.header-inner {
    gap: 22px;
}

/*
 * Desktop navigation already contains Compare.
 * There should not be a separate duplicate CTA.
 */
.header-cta {
    display: none !important;
}

@media (max-width: 1050px) {

    .ib-home-intro-inner {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .ib-home-trust {
        grid-template-columns: repeat(3, auto);
        justify-content: start;
        white-space: normal;
    }

    .ib-home-finder .ib-form-grid {
        grid-template-columns:
            repeat(2, minmax(0,1fr));
    }

}

@media (max-width: 700px) {

    .ib-home-intro {
        padding: 38px 0 18px;
    }

    .ib-home-intro h1 {
        font-size: 40px;
    }

    .ib-home-intro-copy > p {
        font-size: 17px;
    }

    .ib-home-trust {
        grid-template-columns: 1fr;
    }

    .ib-home-finder {
        padding: 12px 0 38px;
    }

    .ib-home-finder .ib-form-grid {
        grid-template-columns: 1fr;
    }

}


/* ==========================================================
   V6 MEMBER + PROGRESSIVE FINDER
   ========================================================== */
.ib-account-link{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:0 16px;border:1px solid var(--border);border-radius:999px;font-weight:800;text-decoration:none;white-space:nowrap;background:#fff}
.ib-account-link:hover{border-color:var(--accent);color:var(--accent)}
.ib-progressive-form select:disabled,.ib-progressive-form button:disabled{opacity:.48;cursor:not-allowed}
.ib-progressive-form [hidden]{display:none!important}
.ib-form-help{margin:10px 0 0;color:var(--muted);font-size:12px}
.ib-security-promise{margin:22px 0;padding:18px 20px;border:1px solid var(--border);border-radius:16px;background:#f8faff}
.ib-auth-grid,.ib-account-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.ib-auth-card,.ib-account-card{padding:26px;border:1px solid var(--border);border-radius:20px;background:#fff;box-shadow:0 12px 35px rgba(17,35,70,.06)}
.ib-auth-card{display:grid;gap:14px}
.ib-auth-card label{display:grid;gap:7px;font-weight:700}
.ib-auth-card input{width:100%;min-height:48px;padding:10px 12px;border:1px solid var(--border);border-radius:10px}
.ib-account-shell{max-width:1120px;margin:0 auto;padding:16px 0 42px}
.ib-account-head{display:flex;justify-content:space-between;align-items:flex-start;gap:24px;margin-bottom:26px}
.ib-account-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.ib-account-card small{display:block;color:var(--muted);font-weight:800;text-transform:uppercase;letter-spacing:.08em}
.ib-account-card h3{margin-top:8px}
.ib-account-card dl{margin:16px 0;display:grid;gap:8px}
.ib-account-card dl div{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--border);padding-bottom:8px}
.ib-account-card dt{text-transform:capitalize;color:var(--muted)}
.ib-account-card dd{margin:0;font-weight:800;text-align:right}
.ib-saved-list{list-style:none;padding:0;margin:14px 0;display:grid;gap:10px}
.ib-saved-list li{display:flex;justify-content:space-between;gap:15px;padding-bottom:10px;border-bottom:1px solid var(--border)}
.ib-result-card h4,.ib-provider-card h4{margin:18px 0 8px;font-size:14px}
.ib-match-badge{display:inline-flex;align-items:center;min-height:28px;padding:4px 10px;border-radius:999px;background:#eef4ff;color:#0b4fd8;font-weight:900;font-size:12px}
@media(max-width:900px){.ib-account-link{display:none}.ib-auth-grid,.ib-account-grid{grid-template-columns:1fr}.ib-account-head{display:grid}.ib-home-finder .ib-form-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.ib-home-finder .ib-form-grid{grid-template-columns:1fr}.ib-auth-card,.ib-account-card{padding:20px}}


/* V6.2 provider intelligence + reference markets */
.ib-data-badges{display:flex;gap:7px;flex-wrap:wrap;justify-content:flex-end}.ib-data-badges small,.ib-data-pill{padding:5px 9px;border:1px solid var(--border);border-radius:999px;background:#f8faff;color:var(--muted);font-weight:800}
.ib-market-terminal{margin:34px 0;padding:28px;border:1px solid var(--border);border-radius:24px;background:linear-gradient(180deg,#fff,#f8faff);box-shadow:0 18px 50px rgba(17,35,70,.07)}
.ib-market-controls{display:grid;grid-template-columns:1fr 1fr auto;gap:14px;align-items:end;margin:22px 0}.ib-market-controls label{display:grid;gap:7px;font-weight:800}.ib-market-controls select{min-height:44px;padding:8px 11px;border:1px solid var(--border);border-radius:10px;background:#fff}
.ib-period-switch{display:flex;gap:6px;padding:5px;border:1px solid var(--border);border-radius:12px;background:#fff}.ib-period-switch button{border:0;background:transparent;padding:9px 11px;border-radius:8px;font-weight:900;cursor:pointer}.ib-period-switch .is-active{background:#0b4fd8;color:#fff}
.ib-market-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.ib-market-panel{padding:22px;border:1px solid var(--border);border-radius:20px;background:#fff;overflow:hidden}.ib-market-panel-head{display:flex;align-items:flex-start;justify-content:space-between;gap:15px}.ib-market-panel-head small{color:var(--muted);font-weight:900;letter-spacing:.08em}.ib-market-panel-head h3{margin:5px 0 0;font-size:25px}
.ib-market-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:18px 0}.ib-market-metrics>div{padding:12px;border-radius:12px;background:#f7f9fd}.ib-market-metrics small{display:block;color:var(--muted);margin-bottom:5px}.ib-market-metrics strong{font-size:15px}.is-positive{color:#087a55}.is-negative{color:#b42318}
.ib-chart-wrap{width:100%;aspect-ratio:760/280;min-height:190px}.ib-chart-wrap svg{width:100%;height:100%;overflow:visible}.ib-chart-line{fill:none;stroke:currentColor;stroke-width:3;vector-effect:non-scaling-stroke}.ib-chart-area{fill:url(#ibGrad);color:#0b4fd8}.ib-chart-axis{stroke:#d8deea;stroke-width:1}.ib-chart-label{font-size:12px;fill:#667085}.ib-source-line{margin:10px 0 0;color:var(--muted);font-size:12px}
.ib-market-safety{margin-top:18px;padding:16px 18px;border-radius:14px;background:#fff7e6;border:1px solid #f1d38b;font-size:13px;line-height:1.6}
@media(max-width:900px){.ib-market-controls{grid-template-columns:1fr 1fr}.ib-period-switch{grid-column:1/-1;width:max-content}.ib-market-grid{grid-template-columns:1fr}}@media(max-width:600px){.ib-market-terminal{padding:18px}.ib-market-controls{grid-template-columns:1fr}.ib-period-switch{grid-column:auto}.ib-market-metrics{grid-template-columns:1fr 1fr}}

/* V6.3 professional UX, trust and conversion */
.editorial-content{font-size:16px;line-height:1.72}.editorial-content>p:first-child{font-size:18px;color:#344054;max-width:780px}
.ib-product-intro{display:grid;grid-template-columns:1.05fr .95fr;gap:42px;align-items:center;margin:0 0 34px;padding:32px;border:1px solid var(--border);border-radius:24px;background:linear-gradient(135deg,#fff 0%,#f6f9ff 100%);box-shadow:0 18px 50px rgba(17,35,70,.06)}
.ib-product-intro h2{font-size:clamp(28px,3vw,42px);line-height:1.08;margin:8px 0 14px}.ib-product-intro p{font-size:17px;color:#475467;max-width:650px}.ib-inline-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}
.ib-flow-visual{display:flex;align-items:center;justify-content:center;gap:8px;min-height:210px;padding:24px;border-radius:22px;background:#07152c;color:#fff;overflow:hidden}.ib-flow-step{display:grid;place-items:center;text-align:center;gap:8px;min-width:72px}.ib-flow-step span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#1463ff;font-size:12px;font-weight:900}.ib-flow-step strong{font-size:13px}.ib-flow-arrow{color:#7ea7ff;font-size:22px}
.ib-proof-grid,.ib-metric-explainer{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:28px 0 42px}.ib-proof-grid article,.ib-metric-explainer>div{padding:22px;border:1px solid var(--border);border-radius:18px;background:#fff}.ib-proof-grid article>span{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#edf4ff;color:#0b4fd8;font-weight:900}.ib-proof-grid h3{margin:14px 0 7px}.ib-proof-grid p{margin:0;color:#475467}
.ib-usecase-grid,.ib-tool-catalog,.ib-guide-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:26px 0 40px}.ib-usecase-grid a,.ib-tool-catalog a,.ib-guide-grid a{display:flex;flex-direction:column;gap:8px;padding:24px;border:1px solid var(--border);border-radius:18px;background:#fff;text-decoration:none;color:inherit;transition:.18s ease}.ib-usecase-grid a:hover,.ib-tool-catalog a:hover,.ib-guide-grid a:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(17,35,70,.09);border-color:#a9c4ff}.ib-usecase-grid strong,.ib-tool-catalog strong,.ib-guide-grid strong{font-size:20px}.ib-usecase-grid span,.ib-tool-catalog p,.ib-guide-grid p{color:#475467;margin:0}.ib-tool-catalog>a>span,.ib-guide-grid>a>span{color:#0b4fd8;font-size:12px;font-weight:900;letter-spacing:.08em}
.ib-metric-explainer{grid-template-columns:repeat(4,1fr)}.ib-metric-explainer small{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#0b4fd8;color:#fff;font-weight:900}.ib-metric-explainer strong,.ib-metric-explainer span{display:block;margin-top:9px}.ib-metric-explainer span{font-size:13px;color:#667085}
.ib-provider-grid{gap:18px}.ib-provider-card{position:relative;padding:24px;border-radius:20px;background:#fff;box-shadow:0 12px 34px rgba(17,35,70,.055)}.ib-provider-card:hover{border-color:#a9c4ff;box-shadow:0 18px 42px rgba(17,35,70,.09)}.ib-provider-card h3{font-size:24px;margin-top:8px}.ib-provider-summary{min-height:70px;color:#344054}.ib-capability-chips{display:flex;gap:6px;flex-wrap:wrap;margin:12px 0}.ib-capability-chips span{padding:5px 8px;border-radius:999px;background:#f1f5fb;color:#344054;font-size:11px;font-weight:800}.ib-trust-note{display:grid;gap:4px;margin:14px 0;padding:13px 14px;border-radius:12px;background:#f5f9ff;border:1px solid #dce8ff;font-size:12px}.ib-trust-note strong{color:#0b4fd8}.ib-trust-note span{color:#475467}.ib-provider-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:18px}.ib-text-link{font-weight:800}.ib-data-badges small{background:#f7f9fc}.ib-match-badge{background:#eaf2ff;color:#0b4fd8}.ib-partner-pending{display:none}
.ib-comparison>.ib-disclosure{margin-bottom:22px;border-radius:14px}.page-hero{background:radial-gradient(circle at 90% 10%,#eef4ff 0,transparent 35%),#fff}.page-hero h1{font-size:clamp(38px,5vw,58px);letter-spacing:-.04em}
@media(max-width:900px){.ib-product-intro{grid-template-columns:1fr}.ib-proof-grid,.ib-metric-explainer{grid-template-columns:1fr 1fr}.ib-flow-visual{min-height:170px}}@media(max-width:620px){.ib-product-intro{padding:22px}.ib-usecase-grid,.ib-tool-catalog,.ib-guide-grid,.ib-proof-grid,.ib-metric-explainer{grid-template-columns:1fr}.ib-flow-visual{display:grid;grid-template-columns:1fr 1fr}.ib-flow-arrow{display:none}}


/* ==========================================================
   V7.3 PREMIUM PROVIDER / COMPARISON / SEO EXPERIENCE
   ========================================================== */
.ib73-review-hero,.ib73-two-col,.ib73-directory-grid,.ib73-fact-grid{display:grid;gap:24px}
.ib73-review-hero{grid-template-columns:minmax(0,1.6fr) minmax(260px,.7fr);align-items:start;margin:24px 0 30px}
.ib73-review-hero h1{font-size:clamp(2.7rem,7vw,5.6rem);line-height:.94;letter-spacing:-.055em;margin:.25em 0}
.ib73-source-card,.ib73-panel,.ib73-protection,.ib73-pricing,.ib73-provider-card,.ib73-compare-shell,.ib73-editorial-notes{background:#fff;border:1px solid rgba(22,39,52,.12);border-radius:22px;box-shadow:0 14px 40px rgba(18,35,48,.06)}
.ib73-source-card{padding:24px;display:flex;flex-direction:column;gap:8px}
.ib73-source-card strong{font-size:1.2rem}.ib73-source-card small,.ib73-fine,.ib73-muted{color:#64727d}
.ib73-chip-row{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 26px}
.ib73-chip-row span{padding:8px 12px;border-radius:999px;background:#f2f6f7;border:1px solid rgba(22,39,52,.08);font-size:.82rem;font-weight:650}
.ib73-fact-grid{grid-template-columns:repeat(4,minmax(0,1fr));margin:18px 0 34px}
.ib73-fact-grid article{padding:20px;border-top:2px solid #182f3c;background:#f7f9fa;border-radius:16px}
.ib73-fact-grid small{display:block;color:#65747e;font-size:.72rem;letter-spacing:.08em;margin-bottom:8px}
.ib73-fact-grid strong{font-size:1rem;word-break:break-word}
.ib73-two-col{grid-template-columns:repeat(2,minmax(0,1fr));margin:28px 0}
.ib73-panel,.ib73-protection,.ib73-pricing,.ib73-editorial-notes{padding:clamp(24px,4vw,40px)}
.ib73-protection,.ib73-pricing{margin:28px 0}
.ib73-review-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}
.ib73-directory-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.ib73-provider-card{padding:26px;display:flex;flex-direction:column;gap:14px;transition:transform .2s ease,box-shadow .2s ease}
.ib73-provider-card:hover{transform:translateY(-3px);box-shadow:0 20px 50px rgba(18,35,48,.1)}
.ib73-provider-card h3{font-size:1.5rem;margin:.6rem 0 .1rem}
.ib73-provider-card a{text-decoration:none}
.ib73-compare-shell{padding:clamp(20px,4vw,42px);margin:30px 0}
.ib73-table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:18px 0}
.ib73-compare-table{width:100%;border-collapse:separate;border-spacing:0;min-width:780px}
.ib73-compare-table th,.ib73-compare-table td{padding:16px;border-bottom:1px solid rgba(22,39,52,.1);vertical-align:top;text-align:left}
.ib73-compare-table thead th{position:sticky;top:0;background:#f7f9fa;z-index:1;font-size:.9rem}
.ib73-compare-table tbody th{width:190px;color:#53636e;font-size:.86rem}
.ib73-editorial-notes{margin:32px 0}
@media(max-width:900px){.ib73-review-hero,.ib73-two-col{grid-template-columns:1fr}.ib73-directory-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ib73-fact-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:620px){.ib73-directory-grid,.ib73-fact-grid{grid-template-columns:1fr}.ib73-review-hero h1{font-size:2.8rem}.ib73-review-actions .button{width:100%;text-align:center}}

/* V7.4 Launch Edition */
.ib74-home{overflow:hidden}.ib74-hero{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.8fr);gap:clamp(34px,6vw,90px);align-items:center;padding:clamp(54px,8vw,110px) 0 64px}
.ib74-hero h1{font-size:clamp(3.3rem,7.6vw,7.1rem);line-height:.88;letter-spacing:-.065em;max-width:900px;margin:.18em 0}.ib74-hero-copy>p{font-size:clamp(1.1rem,2vw,1.35rem);max-width:660px;color:#53636e}
.ib74-persona{display:flex;gap:10px;margin-top:28px}.ib74-persona a{padding:10px 16px;border:1px solid rgba(22,39,52,.14);border-radius:999px;text-decoration:none;font-weight:700}
.ib74-action-card{background:#102d39;color:#fff;border-radius:30px;padding:clamp(24px,4vw,42px);box-shadow:0 30px 80px rgba(16,45,57,.18)}
.ib74-action-card .eyebrow{color:#b8d9df}.ib74-action-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0 24px}.ib74-action-grid a{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);border-radius:16px;padding:18px;text-decoration:none;color:#fff;transition:.2s}.ib74-action-grid a:hover{background:rgba(255,255,255,.14);transform:translateY(-2px)}.ib74-action-grid strong,.ib74-action-grid span{display:block}.ib74-action-grid span{font-size:.82rem;opacity:.76;margin-top:5px}.ib74-action-card small{display:block;opacity:.7;margin-top:15px}.ib74-primary{width:100%;text-align:center}
.ib74-market-strip{padding:42px 0 70px;border-top:1px solid rgba(22,39,52,.09)}.ib74-market-strip>div:first-child{max-width:700px;margin-bottom:22px}
.ib74-paths{padding:70px 0}.ib74-path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.ib74-path-grid>a{padding:34px;background:#fff;border:1px solid rgba(22,39,52,.11);border-radius:24px;text-decoration:none;min-height:260px;display:flex;flex-direction:column;transition:.2s;box-shadow:0 12px 35px rgba(18,35,48,.04)}.ib74-path-grid>a:hover{transform:translateY(-4px);box-shadow:0 22px 55px rgba(18,35,48,.09)}.ib74-path-grid span{font-size:.8rem;color:#6a7881}.ib74-path-grid h3{font-size:2rem;margin:.8rem 0}.ib74-path-grid p{color:#586873;flex:1}.ib74-path-grid strong{margin-top:24px}
.ib74-trust{margin:80px 0;padding:clamp(30px,5vw,58px);background:#f2f6f7;border-radius:28px}.ib74-trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:28px}.ib74-trust-grid p{margin:0}.ib74-trust-grid strong{display:inline-block;margin-bottom:7px}
.ib74-stay{margin:70px 0 90px;padding:clamp(30px,5vw,60px);background:#102d39;color:#fff;border-radius:30px;display:grid;grid-template-columns:1.4fr .6fr;gap:40px;align-items:center}.ib74-stay h2{font-size:clamp(2rem,4vw,3.7rem);line-height:1;letter-spacing:-.04em}.ib74-stay p{color:#d3e1e5}.ib74-stay-actions{display:flex;flex-direction:column;gap:15px}.ib74-stay-actions>a:not(.button){color:#fff}
.ib74-editorial-stamp{display:flex;flex-wrap:wrap;gap:12px 20px;align-items:center;padding:16px 0;border-top:1px solid rgba(22,39,52,.1);border-bottom:1px solid rgba(22,39,52,.1);font-size:.86rem}.ib74-editorial-stamp span{color:#64727d}
.ib74-related{margin:45px 0}.ib74-related>div{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}.ib74-related a{padding:10px 14px;background:#f2f6f7;border-radius:999px;text-decoration:none;font-size:.9rem}
.ib74-my-money-intro{padding:50px 0 25px}.ib74-my-money-intro h1{font-size:clamp(2.7rem,6vw,5rem);line-height:.95;letter-spacing:-.05em}.ib74-workspace-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:25px}.ib74-workspace-nav a{padding:10px 14px;border:1px solid rgba(22,39,52,.12);border-radius:999px;text-decoration:none}
@media(max-width:920px){.ib74-hero{grid-template-columns:1fr}.ib74-path-grid{grid-template-columns:1fr 1fr}.ib74-trust-grid{grid-template-columns:1fr 1fr}.ib74-stay{grid-template-columns:1fr}}
@media(max-width:620px){.ib74-hero{padding-top:42px}.ib74-hero h1{font-size:3.35rem}.ib74-action-grid,.ib74-path-grid,.ib74-trust-grid{grid-template-columns:1fr}.ib74-action-card{border-radius:22px}.ib74-path-grid>a{min-height:auto}.ib74-stay{border-radius:22px}}